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A mortgage banker is a direct lender that lends you its own money, but they sell the loans on the secondary market. You may also need documentation of your income, such as payroll and tax returns, if you need to apply for a loan. Online is the best way to apply just because you are a small and simple application form can apply and the application is completely free here. There are 2 very important things that you must consider before applying, namely, is the loan affordable, and what are the other options. When you apply for no credit check loans, it is basically the same as applying for a regular type of loan. The purpose of this short-term loan is to be delivered to a customer with cash until next payday or within two weeks. Cash advance operates in a manner that is very similar to a credit line. There are certainly companies that have a low interest personal loans for people with good credit in advance. Provided that the payments made on time, the lending activities create a positive entry on the credit report and help some of the negative entries, which are also present balanced. Because of the bad credit records, some lenders may disapprove the loan application..